What is the value of the independent insurance agent? Unlike captive agents, who represent only one insurance carrier, independent agents represent several insurance companies. Insurance carriers target their products to different types of individuals and businesses. As a result, independent agent can often provide several options for you to consider.
Besides offering products from multiple companies, an independent agent knows the right questions to ask to make sure you get the coverage you need.
Since your agent is a member of your community, he or she can develop a long-term relationship with you as you meet face-to-face and discuss your insurance needs.
An independent agent is more than just a salesperson; they are an insurance professional, trained to meet all your insurance needs.
When looking for an agent, you’ll want to:
- Find one close to your home, and whose hours of operation are convenient for you.
- Consider the stability of an agent. How long have they been in business?
- Ask for the agent’s credentials to be sure they have received adequate training.
- Expect the agent to be knowledgeable and professional in their dealings with you.
- Use the agent as a source of information about the carriers they represent, and ask why one carrier is recommended over another.
At the Donegal Insurance Group, we offer our products exclusively through independent agents. We believe that the agents representing our group of companies provide a superior level of service to you.
We encourage you to find an agent to find out more about the insurance options Donegal has to offer.
